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Your personal insurance is not required during transport. Federal law mandates that all trucks carry a minimum $100,000 insurance policy in case of damages to the vehicles they are transporting. As long as your vehicle is up on the truck, it is fully insured through the truck’s insurance. If you do have insurance on the vehicle, it doesn’t matter; your personal insurance will become “secondary” to the truck’s insurance. Alternative/additional insurance is available through AFTA, ask your agent for details.
Door To Door
Door-to-door transport is where the truck will come as close to your house as possible within the local road restrictions in your location to pickup the vehicle. This is in contrast to terminal-to-terminal shipping, where you are required to drop your car off at a terminal and wait for a truck to come pick it up there. Door-to-door is much safer and more reliable, as the car doesn’t leave your sight until it’s on the truck. Also, you are present to note any damages that the car may have prior to pickup, as well as sign the bill of lading (as stated in this document). Terminal-to-terminal is cheaper, but puts your car at risk as most terminals are actually just open fields where you drop your car off and hope it’s insured and secured.
Do not put valuables in your car like laptops or GPS devices. Shells and bed liners in pickup trucks must be bolted down, or else they may fly off. All CB and radio antennas must be retracted/removed, or else they may be damaged during transport. Make sure that you have less than a quarter tank of gas in the vehicle; this makes the vehicle lighter and safer for the trucks. If you’re shipping to an international location this is equally important, else you could be assessed a de-fueling costs.